We believe in the old adage that the “proof is in the pudding”. Above is a real example of how we saved one client 23.9% on their benefits budget, without watering down their coverage. You might be thinking, how are you able to do this? Because of the purchasing power of the Employer Health Coalition℠, we develop an exclusive product that combines high deductible health plans with a secondary insurance policy, but doesn’t expose your employees to large expenses like HSA’s, or employer financial exposure like HRA’s.
Instead, our Integrated Carrier Strategy℠ product utilizes the savings by moving to a higher deductible plan, and purchases an ACA compliant, fully insured secondary insurance product(think of Medicare + Medicare Supplement Plan; not GAP products).
Every client scenario is custom tailored to meet your needs, but your employees will still receive co-pays for office visits and prescription drugs – which is what they enjoy and expect from the medical plans. Best of all, this program can be utilized with all insurance carriers.